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Welcome to Get-a-free-credit-report
A card issued by a financial company giving the holder an option to borrow funds, usually at point of sale. Credit cards charge interest and are primarily used for short-term financing. Interest usually begins one month after a purchase is made and borrowing limits are pre-set according to the
individual's credit rating.

A credit score is one of the most important components of a consumer's financial profile. At Get-a-free-credit-report.com, we believe free access to one's credit score and report is a fundamental consumer right. That is why our site allows consumers to access their credit score anytime they want for free without the sneaky "free" trials or subscription requirements. In addition to free credit scores, Get-a-free-credit-report.com has a wealth of tools and content to help consumers better understand how credit scores and credit reports work.

Get-a-free-credit-report.com is a completely free pro-consumer service dedicated to demystifying the credit landscape. With our credit simulators, free credit scores, credit advice, and credit score comparisons, our goal is to empower consumers to more actively manage their credit and their financial health.
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A Note on your Annual Free Credit Report: Under federal law you have the right to receive a free credit report from each of the three nationwide consumer reporting agencies from annualcreditreport.com once every 12 months. A free credit score is not included.
Credit Advice by Experts
Welcome to the credit reporting industry’s
first online consumer credit advice column.
Part of Get-a-free-credit-report.com expanded outreach to consumers, this column answers your questions.
Have a question about consumer credit? If you can’t find what you’re looking for, ask Get-a-free-credit-report.com